LendingPoint has many features that are nice aren’t typically available on bad credit.

LendingPoint has many features that are nice aren’t typically available on bad credit.

for instance, you may be eligible to refinance the loan to get more money, a lower interest rate, and/or a smaller monthly payment if you make at least six months of consistently on-time payments. You can even select your re re payment deadline and set up your instalments on either a biweekly or month-to-month routine.

OneMainFinancial

Unlike the majority of the bad credit lenders with this list, OneMainFinancial is a real brick-and-mortar lender. This is reassuring for borrowers whom would rather use a genuine real time individual as opposed to getting an online loan. Having said that, you have to visit a OneMainFinancial branch to start your loan . OneMainFinancial currently has 1,600 workplaces in 44 states.

Even though you have to strike a branch to accomplish your loan, you are able to finish the application form procedure online or throughout the phone to see just what you’d be eligible for. OneMainFinancial has no minimum credit score requirement , rendering it a exemplary option for borrowers that haven’t been capable of finding credit somewhere else. (more…)